Vacation or Second Homes

Spend quality time in vacation property

Imagine, flexible and affordable mortgage financing for recreational properties

Some prospective recreational property purchasers find that secondary properties are generally considered less desirable for traditional lending institutions. They are often advised to take out an equity loan or place a second mortgage on their principal residence to finance the property. So their dream of a perfect recreational property remains just that, a dream. 

For our clients interested in a second property, we have many mortgages products to meet their needs.* 

Secondary Home/Cottage Financing products - For people looking to buy a second home to be closer to work, housing for a child at university or even a vacation home.

• NEW - 100% Financing on secondary homes/cottages*

• Fixed and variable rate options available depending on LTV

• Low mortgage rates

• purchase and refinance

• up to 2 units maximum

Cottage Financing products - mortgage can be used for a purchase of an owner occupied vacation property with seasonal access. Mortgages up to 90% of the total property value*.

• Minimum of 10% down payment*

• Purchases

• Low mortgage rates

• property does not need to be winterized*

 Contact one of our experts today.